Mortgage debt consolidating loan companies

The “debt-to-income ratio“, or “DTI ratio” as it’s known in the industry, is the way a bank or lender determines what you can afford in the way of a mortgage payment.

Whether consolidating your debt is a good idea depends on both your personal financial situation and on the type of debt consolidation being considered.Access National Mortgage, a division of Access National Bank, is a federally chartered institution with the ability to lend in all 50 states.We are an approved lender with Fannie Mae, Freddie Mac, HUD and VA.It can also make it less likely that you will fall behind on your payments and risk harming your credit.For these reasons, taking out a personal loan to consolidate higher interest debt can often be very beneficial.

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