Loans for consolidating bills

Debt consolidation is nothing more than a con because you think you're starting with a clean slate.

But the truth is the debt is still there, as are the habits that caused it—you just moved it!

Combining all debt into one loan reduces your total monthly bills into one single payment, making it easier to plan your finances.

Missing just one credit card payment could damage your credit score and add interest to your monthly payment.

You can’t borrow your way out of debt in the same way you can’t get out of a hole by digging out the bottom.

Getting out of debt isn’t quick or easy, but it’s the first step to achieving lasting financial health. It simply means you’re taking out one loan to pay off a bunch of loans—or consolidating the debt to one payment.

If you pay on time, your payment amount would be the same every month, making it easier to budget.With a loan through, your interest rate is fixed.You’ll know exactly what your monthly payments are and how many of them you’ll need to make in order to pay off your loan.I’ll also explain what debt consolidation is, different types of debt consolidation loans, where to get debt consolidation loans, alternatives to debt consolidation, and how to avoid scams.Lending Club is the nation’s largest peer-to-peer lender.

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